Phase Financial- Kelby Owens
My main objective is to establish long term relationships with my clients, and help them pursue their financial goals. I enjoy working with professionals of all ages who understand the importance of saving for retirement, but may need advice/encouragement to get started or find out if their investments are meeting their goals. Whether they have experienced a life change such as a new job and want to move/consolidate their old 401k plans, or they recently added a new member to their family and want to set up a college savings plan, I can help them reach their goals.
I also enjoy working with clients who may have been putting money away in their 401ks for many years, and are nearing retirement and want to put a plan together to ensure they have enough money to last them into and through retirement. There are a lot of things to consider at this time, such as social security, taxes, withdrawal strategies, estate planning, and determining how many more years they may need to work before they retire.
Lastly, I enjoy helping small business owners set up and/or manage 401k and 403b plans, SIMPLE IRAs, SEP IRAs, or other small business retirement plans. This is a great way to reward employees for their hard work, as well as a way to retain your employees.